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Pre-approval Process

Consulting with a Mortgage Professional before you make a decision regarding your home financing will save you both time and heartache. The pre-approval process is the financial analysis of your credit, income and assets as it pertains to purchasing a home. In this process we will discuss your budget and goals to make sure that the loan program you choose will fit your needs. It is my goal to ensure that when you start the process of finding a home that you will not have to wonder if you are approved or what type of loan you have, you will have the comfort of picking your situation with an explanation of the steps it takes to purchase a home. It is my pleasure to make sure I know the ins and outs of your personal scenario to properly represent you and guarantee the success and ease of your home buying experience.

 

Below are the list of items that we review to begin the process:

  • 2 most recent tax returns

  • 2 most recent W2

  • 2 most recent paystubs

  • 2 most recent Asset Statements

  • Copy of your drivers license

  • The link to apply online -  https://juliosandoval.floify.com/apply

 

Other items may be required depending on your particular financial situation. I look forward to working with you soon.

“A year from now you may wish you had started today.”
Karen Lamb-