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We believe that everyone has the opportunity to be financially free!


Through proper education, honest service and a commitment to communication.


Through Mortgage Options

We've been in the mortgage business for more than 16 years of combined experience, and we understand that behind every relationship is a real person or family with dreams and goals and we love helping those dreams come true! 

Don't take our word for it, check out what our clients think about The Julio Sandoval Lending Team!


I just wanted to say that my wife and I had a wonderful experience working with Julio.  He put our minds at ease and explained everything in detail and when we had questions, he was able to help us understand them in a way that made sense. I highly recommend working with Julio!

-Jeffrey M, Los Angeles

Julio was a pleasure to work with and made my first condo purchase as easy as possible.  He is a seasoned expert and exceeded my expectation. He went above and beyond to ensure I got the best loan program, while also being a great adviser and he also educated me through the process.  I immediately had full confidence in Julio when he took the time to meet with me to simply discuss my goals, and current financial situation. He did this without asking for my commitment to go with him as my loan advisor.  This gave me the trust I needed in selecting Julio as my loan advisor, especially for this being my first purchase. I highly recommend Julio to anyone new to this, or simply looking to get advice and guidance.  THANK YOU JULIO!

                 -Rocio C, Long Beach

This was honestly the best decision we could have ever made. Not only was Julio very knowledgeable and professional, Julio was even kind enough to help my husband and I with our budgeting and provided us with various budget scenarios to choose from. 

                           -Yuri M, Palmdale



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